Depository

Welcome to the website of our company!

Depository: Harlowton Capital. Address: 2850 Petrich, ctr. 28 October 5. Bulgaria. Registration ID: 203720304 , part of the group of companies that successfully works in the sphere of financial instruments and services, offers a full range of services in the field of international trade and foreign economic activities for operations in the CIS, Eastern Europe, the Middle East, Southeast Asia, China, Taiwan, Singapore , Malaysia, India, Korea, Japan, Vietnam, Thailand, as well as other countries of the world. The narrow specialization in this market creates professionalism – one of our strengths. Primary instruments and derivatives, issued with our assistance, enter the world financial turnover and provide hundreds of transactions per year. We are also one of the well-known non-banking institutions providing structured financing to companies. Now structured financing of trade operations is a part of the company’s core business.
By the volume of trade financing, which is provided annually to companies, we are one of the leaders.
We have the necessary experience in order to minimize your risks while conducting business operations and find the best solutions for financing your company.
Financial literacy is necessary for every modern person.
In general, it can be characterized as the ability to make effective decisions in the financial sphere. It is necessary to understand that knowing financial terms does not mean being competent in financial management.
We do not just do our work best, we believe in each of those projects for which we take responsibility. We do not issue loans or investments, we can only help in obtaining a loan! We firmly believe that it is not people who decide, but people. We guarantee our clients financial instruments without the proper and sufficient collateral required in all banks, because At the time of granting a loan in material form, it does not actually exist. The main emphasis in making a decision on further cooperation is done by our analysts on the investment project itself and on the revenues that will be provided by its implementation. The proposal is prepared individually for each client.

We suggest you familiarize yourself with the basic principles of work.
We hope that this will facilitate mutual understanding and make our cooperation more fruitful.

Depository: Harlowton Capital. successfully works in the sphere of financial instruments and services, offers a full range of services in the field of international trade and foreign economic activity. We do not issue loans or investments, we can only help in obtaining a loan!
We firmly believe that it is not people who decide, but people.
We guarantee our clients financial instruments without the proper and sufficient collateral required in all banks, because At the time of granting a loan in material form, it does not actually exist.
The main emphasis in making a decision on further cooperation is done by our analysts on the investment project itself and on the revenues that will be provided by its implementation.
The proposal is prepared individually for each client.
We are issuing financial instruments from a number of foreign banks and non-banking financial organizations to the account of our credit lines.
In order to offer you the optimal bank, from where the financial instrument will be exposed, we need a country and a beneficiary bank, where the financial instrument will be displayed, and the corresponding contract between the client and the beneficiary.
The client needs to provide the bank’s reference about the availability of funds to pay for the commission for negotiating and issuing a financial instrument.
The client needs to prove his / her solvency before we start to process the documents.
These documents are necessary to verify the client and his solvency, so that during the transaction there is no point that the client does not have the opportunity to pay fees.
This will save us and the client from the loss of time, money and business image
Without confirmation of the client’s solvency, the application from the client will not be considered.
The company provides trading investment financing services by issuing the following financial instruments to customers:
- Documentary / Commodity Letter of Credit (L / C, DLC)
- Stand-by letter of credit (SBLC)
- Bank guarantee (Letter of Guarantee – LG)
- Proof of Funds (POF)
- Proof of Assets (POA)
- Proof of Product (POP)

The service is offered
1. Enterprises that work on the import of goods.
2. Enterprises that do not want to invest their own money to finance their trading operations or take a loan.
3. Enterprises that want to take a financial instrument and put it on the company’s balance sheet, thereby increasing its capitalization and everything else.
4. Enterprises of entrepreneurs working to import goods from the CIS countries, Eastern Europe, the Middle East, Southeast Asia, China, Taiwan, Singapore, Malaysia, India, Korea, Japan, Vietnam, Thailand, and other countries. The client is provided with a payment plan for the goods, the period of which is agreed between the client and the supplier. Usually Chinese manufacturers ship goods with payment by installments from 60 to 120 days. In normal practice, banks after receiving shipping documents before handing them to the client require a 100% payment. Our company, in the event that the client receives payment by installments from the supplier, can issue to the client shipping documents against the client’s obligation to pay for the goods in the form of a letter of credit in the form of a corporate bill. After receiving the goods, the customer sells it and pays with the supplier’s bank in the installment payment period.

The advantage of our services is
1. A large selection of foreign banks and non-bank financial institutions, with these banks, we work directly without intermediaries.
2. Banks will not open a letter of credit without 100% cash collateral in an account with the bank or a credit line within which a letter of credit can be opened without adequate collateral. Clients of legal entities in the mass can not receive credit resources in banks due to the lack of full transparency of business, tightening of bank requirements and criteria for assessing the client, lack of capital adequacy of the banks themselves.
3. We guarantee our clients financial instruments without adequate and sufficient collateral required by all banks.
4. Without providing financial and economic indicators and balances of the enterprise.
5. For the issuance of these financial instruments, we do not require coverage from clients, the client pays only the commission for issuing a financial instrument.
6. The cost of commission for each client is considered individually, its size depends on the category of the bank and the nominal value of the financial instrument, the currency depends on the currency of the financial instrument.
7. The term for consideration of an application is up to 10 (ten) working days, provided that the full package of documents is provided.
8. Confidentiality and the preservation of trade secrets are guaranteed.
9. Depending on the complexity and scale of the project, we organize the work remotely.
10. Our credo – Quality work aimed at increasing the efficiency of our customers’ business!
11. We understand your business and we value your ideas and understand the needs from a half-word, we quickly find the best solution.
12. Intuition and insight – it is these qualities that allow us to understand what is most important for you, and build a close relationship.
13. Work for results – in business, as in sports, just to participate – the lot and consolation for the weak, for us the main thing is the result and the goal achieved.

We offer
1. The whole range of services in the field of international trade and foreign economic activity.
2. We have work experience, extensive base on goods and services, established contacts with many companies (suppliers and manufacturers) from the CIS countries, Eastern Europe, Middle East, Southeast Asia, China, Taiwan, Singapore, Malaysia, India, Korea , Japan, Vietnam, Thailand, as well as other countries of the world.
3. We produce a preliminary analysis of the pricing policy of the enterprise.
4. Placement of your orders for the production of goods and services, for example, this: the production of souvenirs with your logo, the production of any goods under your brand.
5. Search for suppliers and manufacturers of any goods (equipment, materials, construction materials, construction equipment, special machinery (buses, minibuses, cranes, bulldozers, excavators, snow-removal machines, bucket and forklift trucks, concrete pumps, asphalt pavers, rollers, machinery, dump trucks, tractors, gasoline tankers, snow-removal equipment and much more).
6. Search of suppliers, manufacturers and the subsequent delivery of the goods to any point of the world, direct shipments.
7. If necessary, hold negotiations, check the supplier, we will prepare a proposal for you on the terms of delivery that are of interest to you.
8. We will carry out shipments directly from factories or warehouses on CIF terms to any port in the world or in any region of the world by any convenient mode of transport.
9. We will provide stable deliveries from the found supplier with full freight forwarding to the stipulated point.
10. Supply of equipment, production lines, installation of factories and plants “Pod Klyuch”.
11. Our company will provide the supply of equipment, assistance in installation works, production start-up, personnel training, technology transfer, warranty and post-warranty service, if necessary, supply of components and raw materials for production.

We are trusted
1. Our approach to doing business has already been appreciated by many managers of large enterprises and organizations.
2. Most of the new customers come to us on recommendation.
3. For those who have ever cooperated with us – the question of choice is no longer worth it.

Documentary / Commodity L / C
Documentary Letter Of Credit – L / C, DLC

A letter of credit is an obligation of a bank to pay a certain amount of money to a seller of goods or services with the timely submission of relevant documents confirming the shipment of goods or the performance of contractual services.
Documentary / Commodity L / C is one of the most important means of financing in international trade, since a letter of credit is a means that removes most risks from both the buyer (importer) and the seller (exporter).
Documentary / Commodity L / C is a very flexible and convenient settlement tool, which has received the widest recognition and dissemination throughout the world due to the following advantages:
1. For the seller, a letter of credit is convenient in that it removes the risk of insolvency of the buyer, since a letter of credit is an unconditional obligation of the bank to make a payment, regardless of whether the bank has funds from the applicant’s letter of credit. Thus, the letter of credit provides a higher degree of protection of the seller’s interests in comparison with payment upon delivery or through collection.
2. For a buyer, the letter of credit is convenient because it provides a higher degree of protection of the buyer’s interests in comparison with the advance payment, and also removes the risk of the seller’s dishonesty, since the document may require, among other documents, documents issued by third independent parties Chamber of Commerce and Industry, insurance company, independent inspector).
3. The existence of the “Unified Rules and Customs for Documentary Credits”, which have received international recognition, clearly defines and delineates the obligations of the parties to the letter of credit, provides an opportunity to defend the interests of the applicant or the beneficiary. Thus, a letter of credit is an obligation of the bank as an independent arbitrator who performs payment under all conditions of the letter of credit regardless of the possible proceedings between the parties under the contract.
The principle of autonomy and independence of a letter of credit from a contract is fundamental.

What to pay special attention to when choosing a letter of credit
It is important to clearly define the terms of the letter of credit: the type of the letter of credit, the terms of payment of the letter of credit, the list and characteristics of the documents submitted by the recipient of the funds and the requirements for the execution of these documents, the date of closure of the letter of credit and the period for the submission of documents.

Payment mechanism
1. The importer (buyer) has a guarantee that the bank will not pay at his expense until he receives the documents in accordance with the terms of the letter of credit and is not satisfied that the received documents meet the requirements of the importer on external grounds.
2. Banks will refuse to pay documents at the expense of the importer, if the documents for the goods do not comply with the terms of the letter of credit, thereby protecting the interests of the importer.
3. The seller can be assured of receiving a payment as soon as he submits to the bank documents corresponding to the terms of the letter of credit.
4. The seller receives an immediate payment against the shipping documents stipulated in the conditions of the Letter of Credit (if the letter of credit provides for payment terms – upon presentation).
5. Required documents usually include documents of title / loading documents, such as a bill of lading (ship’s receipt), a consignment note, a duplicate of a railway bill, indicating that the goods have been shipped in accordance with the requests and the buyer’s specification.

The letter of credit usually follows the following scheme
1. The exporter and importer agree on the issuance of a letter of credit (a letter of credit form).
2. The importer (buyer) with the consent of the exporter (seller) asks his bank to issue a letter of credit. The importer’s bank (issuing bank) thus undertakes to pay a fixed amount to the exporter, provided that the exporter provides documents corresponding to the terms of the letter of credit within a specified period of time.
3. The issuing bank shall inform the exporter’s bank about the opening of the letter of credit.
4. The exporter’s bank (the advising bank informs the exporter that a letter of credit has been issued in his favor).
5. The exporter ships the goods, prepares the necessary documents and sends them to his bank for submission to the executing bank.
6. The executing bank checks the documents and, in case the documents comply with the terms and conditions of the letter of credit, pays the exporter the amount of documents provided, but does not exceed the total amount of the letter of credit.
7. The executing bank sends the documents to the importer’s bank for further transfer to the importer, who can use them now to receive the goods.

General advantages of a letter of credit
1. The letter of credit is a very flexible settlement instrument that can be used to settle for a wide variety of customer transactions.
2. The letter of credit is an instrument, a rule, the use of which is determined by an authoritative international organization, are unified and recognized practically throughout the world. This is beneficial for both clients and banks, as each participant in the transaction has a clear idea of their rights, duties and standard requirements for all participants of the transaction.
3. The letter of credit is convenient as a short-term financing instrument.

Advantages of a letter of credit for importers
1. The letter of credit can be opened at the expense of the client’s own funds, at the expense of funds provided by the bank on credit, as well as with the provision by the client of other collateral for the performance of its obligations (pledge, deposit).
2. Payment is made after the goods are shipped and documents are provided.
3. The importer determines the list of documents against which payment will be made.
4. It limits the time for the provision of documents and the shipment of goods.

Advantages of a letter of credit for exporters
1. The obligation of the buyer to make payment is added to the obligation of the bank that opened the letter of credit; and this obligation does not depend on the relationship between the seller and the buyer.
2. If the letter of credit is confirmed, there is a guarantee of payment from the second bank.
3. Fulfillment of the conditions of the letter of credit – guarantee of payment.
We offer a full range of services for operations with letters of credit.

The advantage of our services is
1. A large selection of foreign banks and non-bank financial institutions, with these banks, we work directly without intermediaries.
2. Banks will not open a letter of credit without 100% cash collateral in an account with the bank or a credit line within which a letter of credit can be opened without adequate collateral. Clients of legal entities in the mass can not receive credit resources in banks due to the lack of full transparency of business, tightening of bank requirements and criteria for assessing the client, lack of capital adequacy of the banks themselves.
3. We guarantee our clients financial instruments without adequate and sufficient collateral required by all banks.
4. Without providing financial and economic indicators and balances of the enterprise.
5. For the issuance of these financial instruments, we do not require coverage from clients, the client pays only the commission for issuing a financial instrument.
6. The cost of commission for each client is considered individually, its size depends on the category of the bank and the nominal value of the financial instrument, the currency depends on the currency of the financial instrument.
7. The nominal value of financial instruments is 50’000-100’000’000 in currency EUR or USD.
8. Financial instruments, we expose 2-5 banking days after payment of the commission.
9. All acknowledgments and notifications occur only on SWIFT.
10. Financial instruments are issued only after the commission is paid in cash.
11. Payment of the commission for issuing a financial instrument can be made to the company’s current account.
12. We can arrange a partial payment before issuing a financial instrument, the balance of the commission must be paid after issuing a SWIFT financial instrument.
13. If the financial instrument is not issued in accordance with the specified terms in the concluded agreement, the paid commission is returned to the Customer.
14. The period for consideration of the application is up to 10 (ten) working days, provided that the full package of documents is provided.
15. Confidentiality and the preservation of trade secrets are guaranteed.
16. Depending on the complexity and scale of the project, we organize the work remotely.
17. Our credo – Quality work aimed at increasing the efficiency of our customers’ business!
18. We understand your business and we appreciate your ideas and understand the needs from a half-word, we quickly find the best solution.
19. Intuition and insight – it is these qualities that allow us to understand what is most important for you, and build a close relationship.
20. Work on the result – in business, as in sports, simply participate – the lot and consolation for the weak, for us the main thing is the result and the goal achieved.

Standby Letter of Credit
Stand-by letter of credit – SBLC

One of the varieties of documentary letters of credit is the “Standby Letter of Credit (SBLC)”.
The reserve letter of credit is a written undertaking of the issuing bank to the beneficiary (exporter, supplier) to make payment for the applicant (importer, buyer) in case of failure by the latter to fulfill its contractual obligations and presentation by the beneficiary of a written request for payment.
A reserve letter of credit is most often issued to provide a guarantee for the fulfillment of the obligations of the applicant to the beneficiary.
The reserve letter of credit is issued for a period of time (most often this period corresponds to the term of the contract or the date of delivery of goods under the contract) and may be terminated early (extended) on the basis of the application of the applicant and with the consent of the beneficiary.
The reserve letter of credit is issued in addition to the contract providing for regular payments by the applicant to the beneficiary.
Payments under the contract are made by the applicant regardless of the issue of the standby letter of credit.

We issue “Standby Letter of Credit (SBLC)” for our clients, which perform the functions of guarantee, ie, they work only in case of breach of contract.
The difference between the standby letter of credit and the guarantee is that the standby letter of credit can be subordinated to the unified rules and customs for documentary letters of credit (UCP 600), which provide certain standards for document verification, which is not applicable to the guarantee.
Thus, if the claim of the beneficiary under the guarantee is accompanied by documents confirming the fulfillment of his obligations, the bank checks only the availability of these documents and, possibly, their compliance with the requirements contained in the guarantee itself.
In the case of a standby letter of credit, documents must meet the standards specified in UCP 600, as well as each other, which significantly increases the degree of protection.
Submission of standby letters of credit to the Uniform Rules and Customs for Documentary Credits also eliminates the problems associated with the fact that guarantees are usually subject to the legislation of the country of the guarantor bank.

Similarities between letters of credit and guarantees
1. The letter of credit and guarantee are due to its origin and the existence of the need to ensure the obligations of partners under any transaction.
2. The letter of credit and guarantee represent the bank’s obligation to make payment to the specified beneficiary against certain documents;
3. The letter of credit and guarantee are paid when the documents are provided to the bank that are strictly defined and clearly stipulated by the terms of these instruments.
4. Commercial banks open guarantees and letters of credit on the basis of written confirmation that the applicant has obligations that are provided by such guarantees or letters of credit (contract, application for participation in the tender, etc.).

Differences between letters of credit and guarantees
1. A letter of credit is opened with the intention of using it, that is, a payment under a letter of credit is a phenomenon occurring in the normal course of circumstances (method of payment). The guarantee is used, rather, as a method of securing obligations and is used if during the transaction one of the parties was not able to fulfill its obligations.
2. The letter of credit is used as a method of payment in one form or another. The guarantee can cover almost any type of obligation (guarantee of return of advance payment, fulfillment of contractual obligations, tender obligations, repayment of a loan, payment of a customs fee, payment of a penalty, or compensation established by the court, observance of the warranty period of operation of equipment, guarantee of payment of court pledge, and many others). The scope of guarantees, therefore, is much wider than that of letters of credit.
3. The letter of credit is very often a transfer tool, because it allows you to optimize the calculations between partners. The guarantee in rare cases can be transferable, since everything that is required to receive funds under the guarantee is a payment requirement, which creates a certain ground for abuse of this tool.

Advantages of the applicant
1. Possibility to receive goods without prepayment;
2. The possibility of obtaining goods with a deferred payment;
3. Possibility of temporary use of the funds of the issuing bank of the standby letter of credit in case of occurrence of the “guarantee” case and inability to make payment on time;
4. Guaranteed by the issuing bank of a standby letter of credit or by a first-class foreign bank, fulfillment of obligations to the beneficiary;
5. The possibility of early termination of the validity of the standby letter of credit in the event of the fulfillment of obligations to the beneficiary.

Advantages of the beneficiary
1. Double payment guarantee for the delivered goods – from the issuing bank and from the foreign bank;
2. The speedy receipt of funds for a standby letter of credit in the event of failure by the applicant to fulfill his contractual obligations;
3. Possibility of shipment of goods before payment with 100% guarantee of payment for the goods.
A reserve letter of credit is used in cases where one of the parties to a transaction wishes to obtain the maximum guarantee of performance of contractual obligations by the other party.
Standby letters of credit give the beneficiary a 100% guarantee of payment for the delivered goods (works performed, services rendered).
The beneficiary completely minimizes its risks and is ready to supply the goods.
Standby letters of credit, unlike guarantees (which, as a rule, are subject to the legislation of the issuing country) are subject to the Uniform Customs and Practices for Documentary Credits (ICC Publication No. 600), an international document that is binding.
The most used and safe settlement system.
World practice shows a steady increase in the popularity of standby letters of credit in the calculation of foreign trade transactions.
Ease of use, transparency and accessibility of this type of international settlements bring relations with your foreign partners to a qualitatively new level.

The advantage of our services is
1. A large selection of foreign banks and non-bank financial institutions, with these banks, we work directly without intermediaries.
2. Banks will not open a letter of credit without 100% cash collateral in an account with the bank or a credit line within which a letter of credit can be opened without adequate collateral. Clients of legal entities in the mass can not receive credit resources in banks due to the lack of full transparency of business, tightening of bank requirements and criteria for assessing the client, lack of capital adequacy of the banks themselves.
3. We guarantee our clients financial instruments without adequate and sufficient collateral required by all banks.
4. Without providing financial and economic indicators and balances of the enterprise.
5. For the issuance of these financial instruments, we do not require coverage from clients, the client pays only the commission for issuing a financial instrument.
6. The cost of commission for each client is considered individually, its size depends on the category of the bank and the nominal value of the financial instrument, the currency depends on the currency of the financial instrument.
7. The nominal value of financial instruments is 50’000-100’000’000 in currency EUR or USD.
8. Financial instruments, we expose 2-5 banking days after payment of the commission.
9. All acknowledgments and notifications occur only on SWIFT.
10. Financial instruments are issued only after the commission is paid in cash.
11. Payment of the commission for issuing a financial instrument can be made to the company’s current account.
12. We can arrange a partial payment before issuing a financial instrument, the balance of the commission must be paid after issuing a SWIFT financial instrument.
13. If the financial instrument is not issued in accordance with the specified terms in the concluded agreement, the paid commission is returned to the Customer.
14. The period for consideration of the application is up to 10 (ten) working days, provided that the full package of documents is provided.
15. Confidentiality and the preservation of trade secrets are guaranteed.
16. Depending on the complexity and scale of the project, we organize the work remotely.
17. Our credo – Quality work aimed at increasing the efficiency of our customers’ business!
18. We understand your business and we appreciate your ideas and understand the needs from a half-word, we quickly find the best solution.
19. Intuition and insight – it is these qualities that allow us to understand what is most important for you, and build a close relationship.
20. Work on the result – in business, as in sports, simply participate – the lot and consolation for the weak, for us the main thing is the result and the goal achieved.

Bank guarantee
Letter of Guarantee – LG

The bank guarantee is given by the banks or other credit and financial institutions, at the request of the borrower (principal), a written obligation to pay the principal (the beneficiary) to the creditor in accordance with the terms of the guarantor’s obligation the amount of money upon submission by the beneficiary of a written request for its payment.
For issuing a guarantee, the principal pays the guarantor a fee.
A bank guarantee can not be withdrawn by the guarantor and transferred to another person, unless otherwise provided for in it.
As a general rule, the bank guarantee is irrevocable, as it can not be withdrawn by the issuing guarantor.
The rights of the beneficiary under the bank guarantee are not transferable, because The claim to the guarantor belonging to the beneficiary can not be transferred to another person.
For our clients, we issue guarantees – an independent obligation in relation to the beneficiary’s benefits to pay a certain amount against the written claim of the beneficiary’s benefits with a statement about the counterparty’s failure to meet the beneficiary’s obligations under the contract.
As in the case of a letter of credit, the bank guarantee is an obligation independent of the contract of the bank to pay against the provision of documents, but the essence of the guarantee is the enforcement of obligations, i.e., the payment under the guarantee takes place in the event of non-fulfillment of contractual obligations.
Since the guarantee is an instrument completely independent of the contract, the bank that received the claim under the guarantee is obliged to perform the payment regardless of the actual state of affairs with the fulfillment of the applicant’s obligations.
Guarantees (in the case of the import of goods, works or services) are issued to provide more favorable terms of delivery.
Having a bank guarantee at its disposal, the beneficiary (seller) can provide the principal (buyer) with a commodity loan (deferral), increase the amount or period of deferment, provide an additional discount on the purchased products, etc.
The beneficiary (seller) knows that the risk of non-payment of the principal (buyer) for the delivered goods (work performed, services rendered) is already covered by the bank guarantee.
For the buyer, the guarantee is advantageous for low cost and the possibility of obtaining additional commercial benefits from the seller.
The guarantee is a very flexible and convenient instrument of financing: if an agreement is reached with the seller to use the guarantee and the buyer is given a deferred payment, the buyer can independently plan purchases and settlements with the seller, provided that the amount of the buyer’s debt to the seller does not exceed the amount of the bank guarantee.
To receive payment under the guarantee, the seller must submit to the issuing bank a written statement in free form that the buyer has not fulfilled its contractual obligations.
Sometimes copies of unpaid invoices and / or transport documents confirming shipment of goods to the buyer’s address are attached to the application.
The authenticity of the seller’s application must be confirmed by the bank in which it is serviced.
The bank guarantee is subject to the laws of the country in which it was issued.
Therefore, foreign suppliers are asked to provide a guarantee that would be subject to the laws of the country where they are located.
This is not always convenient for the buyer, because to issue a guarantee, it is necessary to involve a third bank located in the seller’s country.
In this case, our company offers the issuance of an irrevocable reserve letter of credit (analogue of a bank guarantee), which is subject to the Uniform Rules and Customs for Documentary Credits of the International Chamber of Commerce.

Basic forms and types of guarantees
Bank guarantees are very versatile and flexible documentary tools that allow to reduce not only the payment risk, but also many other risks, such as the risk of failure to perform the contract, violation of guarantee and tender obligations.

We issue the following types of guarantees
1. Guarantee of payment obligations – a guarantee of ensuring the obligations of the buyer to pay the agreed amount under the contract.
2. Guarantee of the advance payment – a guarantee of securing the seller’s obligations to return the advance payment transferred to him by the buyer under the terms of the contract.
3. Guarantee of performance of the contract – a guarantee to be opened to ensure the proper performance of the contract (delivery of goods of agreed quality and completeness on time, etc.). Exhibited, as a rule, by 5% -20% of the contract amount.
4. Tender guarantee – a guarantee of ensuring the fulfillment by the tenderer of its tender obligations. As a rule, the tender obligations are to sign a contract of the established type and provide a guarantee of the performance of the contract (it is usually set out at 1% -5% of the contract amount).
5. Credit repayment guarantee is a guarantee of the bank in favor of the creditor of ensuring the obligations of the borrower to repay the loan provided to him by the creditor.
6. Guarantee of re-exportation – a guarantee of ensuring the obligations of the party performing duty-free importation of equipment into the territory of the country with the obligation to export it after a certain time (for example, for demonstration at an exhibition, etc.).
7. Guarantee of investment obligations – a guarantee in securing the investor’s obligations to fulfill its investment obligations. As a rule, it is required as one of the conditions for participation in the tender for the purchase of shares.
8. As a rule, guarantees are issued for a period of 1 (one) year and 1 (one) month.
The Bank Guarantee will be issued by SWIFT MT760.
All acknowledgments and notifications occur only on SWIFT.

Attractiveness of the bank guarantee
1. Provides the interests of counterparties in various fields of activity.
2. Do not divert money from circulation.
3. Provides an opportunity to obtain from the counterparty a commodity loan secured by a bank guarantee.
4. As a “Conditional Payment Obligation”, the guarantee is a much cheaper product, compared to a loan or factoring.

The advantage of our services is
1. A large selection of foreign banks and non-bank financial institutions, with these banks, we work directly without intermediaries.
2. Banks will not open a letter of credit without 100% cash collateral in an account with the bank or a credit line within which a letter of credit can be opened without adequate collateral. Clients of legal entities in the mass can not receive credit resources in banks due to the lack of full transparency of business, tightening of bank requirements and criteria for assessing the client, lack of capital adequacy of the banks themselves.
3. We guarantee our clients financial instruments without adequate and sufficient collateral required by all banks.
4. Without providing financial and economic indicators and balances of the enterprise.
5. For the issuance of these financial instruments, we do not require coverage from clients, the client pays only the commission for issuing a financial instrument.
6. The cost of commission for each client is considered individually, its size depends on the category of the bank and the nominal value of the financial instrument, the currency depends on the currency of the financial instrument.
7. The nominal value of financial instruments is 50’000-100’000’000 in currency EUR or USD.
8. Financial instruments, we expose 2-5 banking days after payment of the commission.
9. All acknowledgments and notifications occur only on SWIFT.
10. Financial instruments are issued only after the commission is paid in cash.
11. Payment of the commission for issuing a financial instrument can be made to the company’s current account.
12. We can arrange a partial payment before issuing a financial instrument, the balance of the commission must be paid after issuing a SWIFT financial instrument.
13. If the financial instrument is not issued in accordance with the specified terms in the concluded agreement, the paid commission is returned to the Customer.
14. The period for consideration of the application is up to 10 (ten) working days, provided that the full package of documents is provided.
15. Confidentiality and the preservation of trade secrets are guaranteed.
16. Depending on the complexity and scale of the project, we organize the work remotely.
17. Our credo – Quality work aimed at increasing the efficiency of our customers’ business!
18. We understand your business and we appreciate your ideas and understand the needs from a half-word, we quickly find the best solution.
19. Intuition and insight – it is these qualities that allow us to understand what is most important for you, and build a close relationship.
20. Work on the result – in business, as in sports, simply participate – the lot and consolation for the weak, for us the main thing is the result and the goal achieved.

the confirmation

Confirmation of funds
Proof of Funds – POF
It is necessary, for example, to participate in tenders, that the company has the necessary amount on the account.
A financial instrument that confirms the availability of certain funds or funds for the fulfillment of its obligations under the contract.
Used to sign contracts with banks and large companies.
Confirmation of funds may be issued to an individual and / or to a legal entity.
It is important to understand that this is not a loan.
Funds can not be transferred, exhausted or used as working capital.
This type of account is verifiable and can be blocked through SWIFT MT760 in favor of a third party (only for international accounts).
All acknowledgments and notifications occur only on SWIFT.

Asset Confirmation
Proof of Assets – POA
A financial instrument that confirms the availability of certain assets or funds for clients or partners to fulfill their obligations under the contract.
Used to sign contracts with banks and large companies.
This information can be transmitted by SWIFT.
All acknowledgments and notifications occur only on SWIFT.

Resource confirmation
Proof of Product – POP
A document confirming that the seller has the necessary resource (goods, raw materials) for the delivery.
It is checked by specialized structures of banks, insurance companies.
This information can be transmitted by SWIFT.
All acknowledgments and notifications occur only on SWIFT.

The advantage of our services is
1. A large selection of foreign banks and non-bank financial institutions, with these banks, we work directly without intermediaries.
2. Banks will not open a letter of credit without 100% cash collateral in an account with the bank or a credit line within which a letter of credit can be opened without adequate collateral. Clients of legal entities in the mass can not receive credit resources in banks due to the lack of full transparency of business, tightening of bank requirements and criteria for assessing the client, lack of capital adequacy of the banks themselves.
3. We guarantee our clients financial instruments without adequate and sufficient collateral required by all banks.
4. Without providing financial and economic indicators and balances of the enterprise.
5. For the issuance of these financial instruments, we do not require coverage from clients, the client pays only the commission for issuing a financial instrument.
6. The cost of commission for each client is considered individually, its size depends on the category of the bank and the nominal value of the financial instrument, the currency depends on the currency of the financial instrument.
7. The nominal value of financial instruments is 50’000-100’000’000 in currency EUR or USD.
8. Financial instruments, we expose 2-5 banking days after payment of the commission.
9. All acknowledgments and notifications occur only on SWIFT.
10. Financial instruments are issued only after the commission is paid in cash.
11. Payment of the commission for issuing a financial instrument can be made to the company’s current account.
12. We can arrange a partial payment before issuing a financial instrument, the balance of the commission must be paid after issuing a SWIFT financial instrument.
13. If the financial instrument is not issued in accordance with the specified terms in the concluded agreement, the paid commission is returned to the Customer.
14. The period for consideration of the application is up to 10 (ten) working days, provided that the full package of documents is provided.
15. Confidentiality and the preservation of trade secrets are guaranteed.
16. Depending on the complexity and scale of the project, we organize the work remotely.
17. Our credo – Quality work aimed at increasing the efficiency of our customers’ business!
18. We understand your business and we appreciate your ideas and understand the needs from a half-word, we quickly find the best solution.
19. Intuition and insight – it is these qualities that allow us to understand what is most important for you, and build a close relationship.
20. Work on the result – in business, as in sports, simply participate – the lot and consolation for the weak, for us the main thing is the result and the goal achieved.

SWIFT message

SWIFT (Society for Worldwide Interbank Financial Telecommunications) is an international organization providing the exchange of standardized messages based on generally accepted ISO standards.
Standardized messages provide the implementation of the principles of end-to-end processing (STP), and the financial information transfer network provides a ready technological infrastructure that unites users in real time.
There are several categories of SWIFT messages, each of which covers a certain segment of operations in the financial market.
The ISO standard underlies the communication model of many leading clearing and settlement systems worldwide (Clearstream, Crest, DTCC, Euroclear, LCH, STRATE, etc.).

We will assist in exhibiting various types of SWIFT messages from a number of foreign banks and non-banking financial organizations.

The advantage of our services is
1. A large selection of foreign banks and non-bank financial institutions, with these banks, we work directly without intermediaries.
2. The commission fee for each client is considered individually.
3. We post the message 2 – 5 banking days after payment of the commission.
4. All acknowledgments and notifications occur only on SWIFT.
5. Messages are issued only after the commission is paid in cash.
6. We can arrange a partial payment before the release of the message, the balance of the commission must be paid within 10 (ten) banking days.
7. In the event that the message is not submitted in accordance with the specified conditions in the concluded contract, the paid commission is returned to the Customer.
8. The term for consideration of an application is up to 10 (ten) working days, provided that the full package of documents is provided.
9. Confidentiality and the preservation of trade secrets are guaranteed.
10. Depending on the complexity and scale of the project, we organize the work remotely.